August 18, 2017  |   

Why do we get up every day and go to “work”? Well, we would assume to make money and hoping

to become financially free. You must understand that the average worker starts working at the age of 25 and the average

retirement goal is 65. That is going to give you 40 years of making income before the average goal of retirement. During these years

it is vital to make as much income as possible so you can live the rest of your life post retirement with no financial worries. Could you imagine looking at your life in

your late 50’s or early 60’s with very little money to live on? Your career is coming to an end and you still have on average 20-30 more years left in your life. How can you possibly afford to live if you have not properly saved and invested your earnings?

I strongly encourage you to save at least 20% of your income per month during these 40 years of working. Yes, everyone can do this. It is all about discipline and taking massive action to make changes that are going to impact your life in a major way.

If you make $10k per month for 40 years and save $2k per month, which is 20% of your $10k income.

You would have $960,000 at the end of your 40-year career. Now that is just saving and not investing your $2k per month.

Let’s do a compound calculation now. If you had this same equation and took the market return average of 7% return per year.

you would have an interest amount of $4,320,249.50. Your maturity value would be $5,280,249.62.

The bottom line is to make sure you save 20% minimum of your income per month and take that income to fully invest in the market

for a return to leverage the power of compounding interest.